The number of active SIP accounts is nearing the 100 million milestone.
'Choose an equity allocation that will allow you to remain invested even if the market falls by 50 to 60 per cent.'
Meet the game-changer in mutual fund investments, explains Anamika Pareek.
Younger investors with long investment horizons may continue their SIPs.
Value cost averaging helps your investments generate better returns as compared to a SIP method.
The impact of currency depreciation can also be mitigated by holding a portion of your investment portfolio in dollar-denominated assets.
'This is an area where good lending can happen, and that is one of the priorities for the next quarter.'
'Use this money to build an emergency fund if you do not have one.'
Here's how to own your dream home without paying excessive interest on your EMIs.
Mutual Fund inflows in FY25 have already reached two-thirds of the total inflows seen in the entire FY24, with net inflows standing at Rs 1.3 trillion.
Investors may take a 5 to 10 per cent exposure to silver. 'Have a long-term investment horizon when investing in silver ETFs to ride out short-term market fluctuations.'
Let's explore three different ways to reach the Rs 100-crore mark, each taking advantage of the power of compounding, consistent investing, and some smart planning
'A fair bit should be allocated towards fixed income.'
Out of 3,871 recovery certificates issued by the regulator in various cases, 807 have been certified as difficult to recover.
Investors keen on mid and smallcap stocks but wary of volatility should consider multicap equity schemes over standalone midcap or smallcap schemes.
Redemptions from systematic investment plan (SIP) accounts scaled a new high of Rs 14,367 crore in July, indicating investors booked profits following back-to-back months of gains in the market. Volatility triggered by Budget announcements also played on investor sentiment. "July 2024 saw a peak in the Nifty, which may have prompted profit-booking among investors nearing the end of their goal tenure.
Maruti Suzuki India on Wednesday said it plans to invest over Rs 925 crore to expand its captive solar capacity to 319 MWp by FY2030-31. The car market leader announced the expansion of its solar capacity by 30MWp with two new projects.
Among the 11 equity sub-categories, thematic funds received the highest net inflows at Rs 9,017 crore, followed by smallcap funds at Rs 5,721 crore and flexicap funds at Rs 5,698 crore.
'The correction in the markets in the initial part of August provided investors a good buying opportunity.'
Mutual funds (MFs) managed a record Rs 66.2 trillion in assets during the July-September quarter, marking a 12.3 per cent increase over the previous three-month period - the highest quarterly jump in MF assets in at least five years. During the April-June period, the average assets under management (AUM) stood at Rs 59 trillion. The sharp rise in AUM, according to experts, is driven by a robust equity market rally and record inflows into equity schemes.
As the Indian stock markets tumble under the panic set off by US President Donald Trump's tariff tantrums, three market experts weigh in on the reasons behind this fall, how much pain is left and how should investors adapt their strategies to invest in markets.
'Historically, equities have consistently outperformed debt, gold, property, and other assets over a reasonable period.'
'Gold prices thrive on volatility and more so when the stock markets trend downward.'
MNC funds invest in companies where foreign promoters have more than 50 per cent shareholding.
'Value index funds are most appropriate for long-term investors who can withstand deeper drawdowns.'
'In an economy that is set to double in the coming years, stopping SIPs will take investors out of this growth path.'
AI isn't a magic wand. It works best when combined with good systems, informed investors, and skilled advisors, says Amit Suri.
Novice investors must understand that volatility is an inherent part of equity markets and learn to navigate through such phases.
Let reason, not emotion, guide your decisions.
'Investors may have made money in mid and smallcaps due to market momentum, but now they need to focus on fundamentals.'
Returns of liquid funds are meant only for the short term and don't help investors create wealth over the long term, as equity funds do.
'Indian investors have always been debt-heavy but with growing financial awareness they are getting comfortable with equities.'
In April, the SIP contribution was Rs 11,863 crore.
Financial success isn't about making impulsive moves -- it's about making informed choices, asserts Ramalingam Kalirajan.
Monitor how long the high cash position lasts. If it lasts for a month or two, it is fine. But if it continues for a couple of quarters, seek your advisor's opinion on whether to exit the fund.
India's thriving mutual fund (MF) industry is drawing interest from several firms, with multiple applications submitted to the Securities and Exchange Board of India (Sebi) for asset management company (AMC) licences.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Conservative investors seeking equity-like tax benefits with low risk may go for them.
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
